{"id":112813,"date":"2022-11-14T17:00:20","date_gmt":"2022-11-14T17:00:20","guid":{"rendered":"https:\/\/www.reinsurancene.ws\/?p=112813"},"modified":"2022-11-14T16:56:00","modified_gmt":"2022-11-14T16:56:00","slug":"pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i","status":"publish","type":"post","link":"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/","title":{"rendered":"P&C underwriting results expected to be worst since 2011, says Triple-I"},"content":{"rendered":"

The 2022 combined ratio for the P&C insurance industry is set to worsen compared to 2021, driven by Hurricane Ian and significant deterioration in the personal auto line, making it the worst year for the P&C industry since 2011, according to the latest underwriting projections by actuaries at the Insurance Information Institute and Milliman.<\/p>\n

\"property-remodeling\"Triple-I forecasts the P&C industry’s combined ratio to be 105.6, a worsening of 6.1 points from 99.5 in 2021.<\/p>\n

It adds that loss pressures and a hard market are expected to continue due to inflation, supply chain disruptions, and heightened geopolitical risk.<\/p>\n

Michel L\u00e9onard, PhD, CBE, Chief Economist and Data Scientist at Triple-I, said, “Rising interest rates will have a chilling impact on underlying growth across P&C lines, from residential to commercial property and auto.”<\/p>\n

“2023 is gearing up to be yet another year of historical volatility. Stubbornly high inflation, the threat of a recession, and increases in unemployment top our list of economic risks.<\/p>

\"Artemis<\/a><\/div><\/div>\n

\u201cThe threat of a large cyber-attack on U.S. infrastructure tops our list of tail risks. Russia\u2019s weaponisation of gas supplies to Europe, China\u2019s ongoing military exercises threatening Taiwan, and the potential for electoral disturbances in the U.S. contribute to making geopolitical risk the highest in decades.”<\/p>\n

Dale Porfilio, FCAS, MAAA, Chief Insurance Officer, Triple-I, also commented, discussing the overall P&C industry underwriting projections and exposure growth.<\/p>\n

He said, \u201cWe forecast premium growth to increase 8.8% in 2022 and 8.9% in 2023, primarily due to hard market conditions. We estimate catastrophe losses from Hurricane Ian will push up the homeowners combined ratio to 115.4, the highest since 2011.\u201d<\/p>\n

On the topic of personal auto, Porfilio suggests that the 2022 net combined ratio is forecast to be 108.5, 7.1 points higher than 2021, driven primarily by a deepening deterioration in auto physical damage and liability results.<\/p>\n

Jason B. Kurtz, FCAS, MAAA, a principal and consulting actuary at Milliman, stated that another year of underwriting losses are likely for the commercial multi-peril line.<\/p>\n

\u201cThe 2022 net combined ratio is expected to worsen to 107.6, 1.4 points higher than 2021. Underwriting losses are expected to continue as more rate increases are needed to offset catastrophe and economic and social inflation loss pressures,\u201d he said.<\/p>\n

For the commercial property line, Kurtz noted that Hurricane Ian will threaten underwriting profitability, but that the line has benefited from significant premium growth. He said, \u201cWe forecast premium growth of 14.5% in 2022, following 17.4% growth in 2021.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"

The 2022 combined ratio for the P&C insurance industry is set to worsen compared to 2021, driven by Hurricane Ian and significant deterioration in the personal auto line, making it the worst year for the P&C industry since 2011, according to the latest underwriting projections by actuaries at the Insurance Information Institute and Milliman. Triple-I […]<\/p>\n","protected":false},"author":18,"featured_media":29064,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[1880,636,2913,15,1879],"class_list":["post-112813","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-insurance-information-institute","tag-milliman","tag-pc-insurance","tag-pc-reinsurance","tag-triple-i"],"acf":[],"yoast_head":"\nP&C underwriting results expected to be worst since 2011, says Triple-I - Reinsurance News<\/title>\n<meta name=\"description\" content=\"The 2022 combined ratio for the P&C insurance industry is set to worsen compared to 2021, driven by Hurricane Ian and significant deterioration in the\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"P&C underwriting results expected to be worst since 2011, says Triple-I - Reinsurance News\" \/>\n<meta property=\"og:description\" content=\"The 2022 combined ratio for the P&C insurance industry is set to worsen compared to 2021, driven by Hurricane Ian and significant deterioration in the\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/\" \/>\n<meta property=\"og:site_name\" content=\"ReinsuranceNe.ws\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/reinsurancenews\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-11-14T17:00:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2018\/08\/property-remodeling.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"426\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Kane Wells\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@newsreinsurance\" \/>\n<meta name=\"twitter:site\" content=\"@newsreinsurance\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kane Wells\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/\"},\"author\":{\"name\":\"Kane Wells\",\"@id\":\"https:\/\/www.reinsurancene.ws\/#\/schema\/person\/b3c6827e8984c2fad8e854b7f00111b5\"},\"headline\":\"P&C underwriting results expected to be worst since 2011, says Triple-I\",\"datePublished\":\"2022-11-14T17:00:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/\"},\"wordCount\":409,\"publisher\":{\"@id\":\"https:\/\/www.reinsurancene.ws\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2018\/08\/property-remodeling.jpg\",\"keywords\":[\"Insurance Information Institute\",\"Milliman\",\"P&C insurance\",\"P&C reinsurance\",\"Triple-I\"],\"articleSection\":[\"News\"],\"inLanguage\":\"en-GB\",\"copyrightYear\":\"2022\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.reinsurancene.ws\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/\",\"url\":\"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/\",\"name\":\"P&C underwriting results expected to be worst since 2011, says Triple-I - Reinsurance News\",\"isPartOf\":{\"@id\":\"https:\/\/www.reinsurancene.ws\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2018\/08\/property-remodeling.jpg\",\"datePublished\":\"2022-11-14T17:00:20+00:00\",\"description\":\"The 2022 combined ratio for the P&C insurance industry is set to worsen compared to 2021, driven by Hurricane Ian and significant deterioration in the\",\"breadcrumb\":{\"@id\":\"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/#primaryimage\",\"url\":\"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2018\/08\/property-remodeling.jpg\",\"contentUrl\":\"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2018\/08\/property-remodeling.jpg\",\"width\":640,\"height\":426,\"caption\":\"property-remodeling\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.reinsurancene.ws\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"News\",\"item\":\"http:\/\/www.reinsurancene.ws\/news\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"P&C underwriting results expected to be worst since 2011, says Triple-I\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.reinsurancene.ws\/#website\",\"url\":\"https:\/\/www.reinsurancene.ws\/\",\"name\":\"Reinsurance News\",\"description\":\"Reinsurance news delivered to you daily by Reinsurance News\",\"publisher\":{\"@id\":\"https:\/\/www.reinsurancene.ws\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.reinsurancene.ws\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.reinsurancene.ws\/#organization\",\"name\":\"Reinsurance News\",\"url\":\"https:\/\/www.reinsurancene.ws\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.reinsurancene.ws\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2018\/08\/renews-logo.png\",\"contentUrl\":\"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2018\/08\/renews-logo.png\",\"width\":1222,\"height\":178,\"caption\":\"Reinsurance News\"},\"image\":{\"@id\":\"https:\/\/www.reinsurancene.ws\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/reinsurancenews\/\",\"https:\/\/x.com\/newsreinsurance\",\"https:\/\/www.linkedin.com\/company\/reinsurance-news\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.reinsurancene.ws\/#\/schema\/person\/b3c6827e8984c2fad8e854b7f00111b5\",\"name\":\"Kane Wells\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.reinsurancene.ws\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/2989e69a03093f28b9074f4e094e1a72e0cbc4be9c90b7b585b0b998b0bc7bb4?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/2989e69a03093f28b9074f4e094e1a72e0cbc4be9c90b7b585b0b998b0bc7bb4?s=96&d=mm&r=g\",\"caption\":\"Kane Wells\"},\"sameAs\":[\"https:\/\/www.reinsurancene.ws\/about\/#team\"],\"url\":\"https:\/\/www.reinsurancene.ws\/author\/kane-wells\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"P&C underwriting results expected to be worst since 2011, says Triple-I - Reinsurance News","description":"The 2022 combined ratio for the P&C insurance industry is set to worsen compared to 2021, driven by Hurricane Ian and significant deterioration in the","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/","og_locale":"en_GB","og_type":"article","og_title":"P&C underwriting results expected to be worst since 2011, says Triple-I - Reinsurance News","og_description":"The 2022 combined ratio for the P&C insurance industry is set to worsen compared to 2021, driven by Hurricane Ian and significant deterioration in the","og_url":"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/","og_site_name":"ReinsuranceNe.ws","article_publisher":"https:\/\/www.facebook.com\/reinsurancenews\/","article_published_time":"2022-11-14T17:00:20+00:00","og_image":[{"width":640,"height":426,"url":"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2018\/08\/property-remodeling.jpg","type":"image\/jpeg"}],"author":"Kane Wells","twitter_card":"summary_large_image","twitter_creator":"@newsreinsurance","twitter_site":"@newsreinsurance","twitter_misc":{"Written by":"Kane Wells","Estimated reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/#article","isPartOf":{"@id":"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/"},"author":{"name":"Kane Wells","@id":"https:\/\/www.reinsurancene.ws\/#\/schema\/person\/b3c6827e8984c2fad8e854b7f00111b5"},"headline":"P&C underwriting results expected to be worst since 2011, says Triple-I","datePublished":"2022-11-14T17:00:20+00:00","mainEntityOfPage":{"@id":"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/"},"wordCount":409,"publisher":{"@id":"https:\/\/www.reinsurancene.ws\/#organization"},"image":{"@id":"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/#primaryimage"},"thumbnailUrl":"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2018\/08\/property-remodeling.jpg","keywords":["Insurance Information Institute","Milliman","P&C insurance","P&C reinsurance","Triple-I"],"articleSection":["News"],"inLanguage":"en-GB","copyrightYear":"2022","copyrightHolder":{"@id":"https:\/\/www.reinsurancene.ws\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/","url":"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/","name":"P&C underwriting results expected to be worst since 2011, says Triple-I - Reinsurance News","isPartOf":{"@id":"https:\/\/www.reinsurancene.ws\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/#primaryimage"},"image":{"@id":"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/#primaryimage"},"thumbnailUrl":"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2018\/08\/property-remodeling.jpg","datePublished":"2022-11-14T17:00:20+00:00","description":"The 2022 combined ratio for the P&C insurance industry is set to worsen compared to 2021, driven by Hurricane Ian and significant deterioration in the","breadcrumb":{"@id":"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/#primaryimage","url":"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2018\/08\/property-remodeling.jpg","contentUrl":"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2018\/08\/property-remodeling.jpg","width":640,"height":426,"caption":"property-remodeling"},{"@type":"BreadcrumbList","@id":"https:\/\/www.reinsurancene.ws\/pc-underwriting-results-expected-to-be-worst-since-2011-says-triple-i\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.reinsurancene.ws\/"},{"@type":"ListItem","position":2,"name":"News","item":"http:\/\/www.reinsurancene.ws\/news\/"},{"@type":"ListItem","position":3,"name":"P&C underwriting results expected to be worst since 2011, says Triple-I"}]},{"@type":"WebSite","@id":"https:\/\/www.reinsurancene.ws\/#website","url":"https:\/\/www.reinsurancene.ws\/","name":"Reinsurance News","description":"Reinsurance news delivered to you daily by Reinsurance News","publisher":{"@id":"https:\/\/www.reinsurancene.ws\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.reinsurancene.ws\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.reinsurancene.ws\/#organization","name":"Reinsurance News","url":"https:\/\/www.reinsurancene.ws\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.reinsurancene.ws\/#\/schema\/logo\/image\/","url":"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2018\/08\/renews-logo.png","contentUrl":"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2018\/08\/renews-logo.png","width":1222,"height":178,"caption":"Reinsurance News"},"image":{"@id":"https:\/\/www.reinsurancene.ws\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/reinsurancenews\/","https:\/\/x.com\/newsreinsurance","https:\/\/www.linkedin.com\/company\/reinsurance-news\/"]},{"@type":"Person","@id":"https:\/\/www.reinsurancene.ws\/#\/schema\/person\/b3c6827e8984c2fad8e854b7f00111b5","name":"Kane Wells","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.reinsurancene.ws\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/2989e69a03093f28b9074f4e094e1a72e0cbc4be9c90b7b585b0b998b0bc7bb4?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/2989e69a03093f28b9074f4e094e1a72e0cbc4be9c90b7b585b0b998b0bc7bb4?s=96&d=mm&r=g","caption":"Kane Wells"},"sameAs":["https:\/\/www.reinsurancene.ws\/about\/#team"],"url":"https:\/\/www.reinsurancene.ws\/author\/kane-wells\/"}]}},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2018\/08\/property-remodeling.jpg","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p7AbfB-tlz","_links":{"self":[{"href":"https:\/\/www.reinsurancene.ws\/wp-json\/wp\/v2\/posts\/112813","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.reinsurancene.ws\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.reinsurancene.ws\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.reinsurancene.ws\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/www.reinsurancene.ws\/wp-json\/wp\/v2\/comments?post=112813"}],"version-history":[{"count":2,"href":"https:\/\/www.reinsurancene.ws\/wp-json\/wp\/v2\/posts\/112813\/revisions"}],"predecessor-version":[{"id":113287,"href":"https:\/\/www.reinsurancene.ws\/wp-json\/wp\/v2\/posts\/112813\/revisions\/113287"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.reinsurancene.ws\/wp-json\/wp\/v2\/media\/29064"}],"wp:attachment":[{"href":"https:\/\/www.reinsurancene.ws\/wp-json\/wp\/v2\/media?parent=112813"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.reinsurancene.ws\/wp-json\/wp\/v2\/categories?post=112813"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.reinsurancene.ws\/wp-json\/wp\/v2\/tags?post=112813"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}