{"id":183411,"date":"2025-09-12T15:00:29","date_gmt":"2025-09-12T14:00:29","guid":{"rendered":"https:\/\/www.reinsurancene.ws\/?p=183411"},"modified":"2025-09-15T13:02:48","modified_gmt":"2025-09-15T12:02:48","slug":"supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff","status":"publish","type":"post","link":"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/","title":{"rendered":"Supply increases as demand grows in Europe and LatAm: Munich Re’s Kopff"},"content":{"rendered":"

In a recent interview during RVS 2025 in Monte Carlo, Munich Re\u2019s Clarisse Kopff offered insight into the evolving reinsurance market in Europe and Latin America, highlighting trends in demand, natural catastrophes, and the need for public-private collaborations.<\/p>\n

\"\"Kopff, who serves as a Member of the Board of Management of Munich Re and is responsible for the Europe and Latin America division, noted that demand for reinsurance is growing in both Europe and LatAm, with a particularly strong increase in the latter due to a progressive catch-up on the significant penetration gap in the region.<\/p>\n

This growth is fuelled by clients\u2019 own expansion and broader economic and natural factors.<\/p>\n

Kopff said: \u201cDemand in both regions is growing, nominal exposures are growing. Clients are also experiencing growth, so we get that growth into us too. There is also inflation. And there was substantial activity in natural catastrophes in the past five years.<\/p>\n

\u201cThere has been uninterrupted natural catastrophe activity in Europe. So prices needed to be maintained at adequate level and remained so. We had solid renewals in 2025 in Europe and in Latin America\u201d<\/p>

\"Artemis<\/a><\/div><\/div>\n

Kopff also noted that supply is increasing, mainly from traditional players, and there have not been many new entrants.<\/p>\n

The executive pointed out a shift in the types of natural catastrophes driving demand. While traditional peak-perils like hurricanes and earthquakes were once the primary concern, non-peak perils are now equally important.<\/p>\n

She said: \u201c[Natural catastrophes] have been on the rise in the past five years. It used to be typically peak perils: hurricanes, earthquakes, windstorms. Now perils like hail, floods, wildfires, have become more frequent. We have all heard about wildfires recently in France, Spain and foremost in California where the industry suffered a very large loss at the beginning of the year.<\/p>\n

This shift has resulted in a new dynamics, where insured losses from non-peak perils are now half of the total.<\/p>\n

\u201cThese non-peak perils are an important part of the demand now.\u201d<\/p>\n

Global insured losses regularly exceed $100 billion, attributable to higher insured values but also partially to climate change. Yet addressing the protection gap is key for the long-term relevance of the insurance market, Kopff noted.<\/p>\n

Roughly 60% of economic losses worldwide remain uninsured, a figure that is higher in Latin America mainly because of low insurance penetration.<\/p>\n

To close this gap and make products more accessible and affordable, she emphasised the need for a dialogue between primary insurers, reinsurers and public authorities.<\/p>\n

Kopff explained: \u201cThere is a challenge of accessibility and affordability of the product. This needs to be taken seriously. And hence, I think a dialogue is needed between the three parties, primary players, reinsurers, but also public authorities. Because the private sector will want a premium that is adequately priced against the risk to be able to offer sustainable capacity.<\/p>\n

\u201cAnd if you want to make it affordable for everybody, you need to try to mitigate these risks and have a dialogue on prevention. Public authorities will probably want to play their role in terms of building codes, upgrading the infrastructure, or choosing not to allow to build in loss prone areas.\u201d<\/p>\n

She added: \u201cWe can help by providing our data, we can give insights on potential scenarios. We can help to make informed decisions on what’s the right balance between prevention, insurance support, and overall risk sharing in the end. This is a necessary dialogue because we all want to try to reduce this penetration gap.\u201d<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

In a recent interview during RVS 2025 in Monte Carlo, Munich Re\u2019s Clarisse Kopff offered insight into the evolving reinsurance market in Europe and Latin America, highlighting trends in demand, natural catastrophes, and the need for public-private collaborations. Kopff, who serves as a Member of the Board of Management of Munich Re and is responsible […]<\/p>\n","protected":false},"author":16,"featured_media":183413,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[160,200,4523,14],"class_list":["post-183411","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-european-reinsurers","tag-latin-america","tag-monte-carlo-rendezvous","tag-munich-re"],"acf":[],"yoast_head":"\nSupply increases as demand grows in Europe and LatAm: Munich Re's Kopff - Reinsurance News<\/title>\n<meta name=\"description\" content=\"In a recent interview during RVS 2025 in Monte Carlo, Munich Re\u2019s Clarisse Kopff offered insight into the evolving reinsurance market in Europe and Latin\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Supply increases as demand grows in Europe and LatAm: Munich Re's Kopff - Reinsurance News\" \/>\n<meta property=\"og:description\" content=\"In a recent interview during RVS 2025 in Monte Carlo, Munich Re\u2019s Clarisse Kopff offered insight into the evolving reinsurance market in Europe and Latin\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/\" \/>\n<meta property=\"og:site_name\" content=\"ReinsuranceNe.ws\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/reinsurancenews\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-12T14:00:29+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-15T12:02:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2025\/09\/Clarisse_Kopff_MunichRe.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"500\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Kassandra Jimenez-Sanchez\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@newsreinsurance\" \/>\n<meta name=\"twitter:site\" content=\"@newsreinsurance\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kassandra Jimenez-Sanchez\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/\"},\"author\":{\"name\":\"Kassandra Jimenez-Sanchez\",\"@id\":\"https:\/\/www.reinsurancene.ws\/#\/schema\/person\/372f21450736a3b72cc540a6c82d6c1b\"},\"headline\":\"Supply increases as demand grows in Europe and LatAm: Munich Re’s Kopff\",\"datePublished\":\"2025-09-12T14:00:29+00:00\",\"dateModified\":\"2025-09-15T12:02:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/\"},\"wordCount\":589,\"publisher\":{\"@id\":\"https:\/\/www.reinsurancene.ws\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2025\/09\/Clarisse_Kopff_MunichRe.jpg\",\"keywords\":[\"European reinsurers\",\"Latin America\",\"Monte Carlo Rendezvous news\",\"Munich Re news\"],\"articleSection\":[\"News\"],\"inLanguage\":\"en-GB\",\"copyrightYear\":\"2025\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.reinsurancene.ws\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/\",\"url\":\"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/\",\"name\":\"Supply increases as demand grows in Europe and LatAm: Munich Re's Kopff - Reinsurance News\",\"isPartOf\":{\"@id\":\"https:\/\/www.reinsurancene.ws\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2025\/09\/Clarisse_Kopff_MunichRe.jpg\",\"datePublished\":\"2025-09-12T14:00:29+00:00\",\"dateModified\":\"2025-09-15T12:02:48+00:00\",\"description\":\"In a recent interview during RVS 2025 in Monte Carlo, Munich Re\u2019s Clarisse Kopff offered insight into the evolving reinsurance market in Europe and Latin\",\"breadcrumb\":{\"@id\":\"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/#primaryimage\",\"url\":\"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2025\/09\/Clarisse_Kopff_MunichRe.jpg\",\"contentUrl\":\"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2025\/09\/Clarisse_Kopff_MunichRe.jpg\",\"width\":800,\"height\":500},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.reinsurancene.ws\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"News\",\"item\":\"http:\/\/www.reinsurancene.ws\/news\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Supply increases as demand grows in Europe and LatAm: Munich Re’s Kopff\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.reinsurancene.ws\/#website\",\"url\":\"https:\/\/www.reinsurancene.ws\/\",\"name\":\"Reinsurance News\",\"description\":\"Reinsurance news delivered to you daily by Reinsurance News\",\"publisher\":{\"@id\":\"https:\/\/www.reinsurancene.ws\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.reinsurancene.ws\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.reinsurancene.ws\/#organization\",\"name\":\"Reinsurance News\",\"url\":\"https:\/\/www.reinsurancene.ws\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.reinsurancene.ws\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2018\/08\/renews-logo.png\",\"contentUrl\":\"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2018\/08\/renews-logo.png\",\"width\":1222,\"height\":178,\"caption\":\"Reinsurance News\"},\"image\":{\"@id\":\"https:\/\/www.reinsurancene.ws\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/reinsurancenews\/\",\"https:\/\/x.com\/newsreinsurance\",\"https:\/\/www.linkedin.com\/company\/reinsurance-news\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.reinsurancene.ws\/#\/schema\/person\/372f21450736a3b72cc540a6c82d6c1b\",\"name\":\"Kassandra Jimenez-Sanchez\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.reinsurancene.ws\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0f8d66980f40ea6341690fb14d52a44c989991c4d3f1306ee78c98654445f468?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0f8d66980f40ea6341690fb14d52a44c989991c4d3f1306ee78c98654445f468?s=96&d=mm&r=g\",\"caption\":\"Kassandra Jimenez-Sanchez\"},\"sameAs\":[\"https:\/\/www.reinsurancene.ws\/about\/#team\"],\"url\":\"https:\/\/www.reinsurancene.ws\/author\/kassandra-jimenez-sanchez\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Supply increases as demand grows in Europe and LatAm: Munich Re's Kopff - Reinsurance News","description":"In a recent interview during RVS 2025 in Monte Carlo, Munich Re\u2019s Clarisse Kopff offered insight into the evolving reinsurance market in Europe and Latin","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/","og_locale":"en_GB","og_type":"article","og_title":"Supply increases as demand grows in Europe and LatAm: Munich Re's Kopff - Reinsurance News","og_description":"In a recent interview during RVS 2025 in Monte Carlo, Munich Re\u2019s Clarisse Kopff offered insight into the evolving reinsurance market in Europe and Latin","og_url":"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/","og_site_name":"ReinsuranceNe.ws","article_publisher":"https:\/\/www.facebook.com\/reinsurancenews\/","article_published_time":"2025-09-12T14:00:29+00:00","article_modified_time":"2025-09-15T12:02:48+00:00","og_image":[{"width":800,"height":500,"url":"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2025\/09\/Clarisse_Kopff_MunichRe.jpg","type":"image\/jpeg"}],"author":"Kassandra Jimenez-Sanchez","twitter_card":"summary_large_image","twitter_creator":"@newsreinsurance","twitter_site":"@newsreinsurance","twitter_misc":{"Written by":"Kassandra Jimenez-Sanchez","Estimated reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/#article","isPartOf":{"@id":"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/"},"author":{"name":"Kassandra Jimenez-Sanchez","@id":"https:\/\/www.reinsurancene.ws\/#\/schema\/person\/372f21450736a3b72cc540a6c82d6c1b"},"headline":"Supply increases as demand grows in Europe and LatAm: Munich Re’s Kopff","datePublished":"2025-09-12T14:00:29+00:00","dateModified":"2025-09-15T12:02:48+00:00","mainEntityOfPage":{"@id":"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/"},"wordCount":589,"publisher":{"@id":"https:\/\/www.reinsurancene.ws\/#organization"},"image":{"@id":"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/#primaryimage"},"thumbnailUrl":"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2025\/09\/Clarisse_Kopff_MunichRe.jpg","keywords":["European reinsurers","Latin America","Monte Carlo Rendezvous news","Munich Re news"],"articleSection":["News"],"inLanguage":"en-GB","copyrightYear":"2025","copyrightHolder":{"@id":"https:\/\/www.reinsurancene.ws\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/","url":"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/","name":"Supply increases as demand grows in Europe and LatAm: Munich Re's Kopff - Reinsurance News","isPartOf":{"@id":"https:\/\/www.reinsurancene.ws\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/#primaryimage"},"image":{"@id":"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/#primaryimage"},"thumbnailUrl":"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2025\/09\/Clarisse_Kopff_MunichRe.jpg","datePublished":"2025-09-12T14:00:29+00:00","dateModified":"2025-09-15T12:02:48+00:00","description":"In a recent interview during RVS 2025 in Monte Carlo, Munich Re\u2019s Clarisse Kopff offered insight into the evolving reinsurance market in Europe and Latin","breadcrumb":{"@id":"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/#primaryimage","url":"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2025\/09\/Clarisse_Kopff_MunichRe.jpg","contentUrl":"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2025\/09\/Clarisse_Kopff_MunichRe.jpg","width":800,"height":500},{"@type":"BreadcrumbList","@id":"https:\/\/www.reinsurancene.ws\/supply-increases-as-demand-grows-in-europe-and-latam-munich-res-kopff\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.reinsurancene.ws\/"},{"@type":"ListItem","position":2,"name":"News","item":"http:\/\/www.reinsurancene.ws\/news\/"},{"@type":"ListItem","position":3,"name":"Supply increases as demand grows in Europe and LatAm: Munich Re’s Kopff"}]},{"@type":"WebSite","@id":"https:\/\/www.reinsurancene.ws\/#website","url":"https:\/\/www.reinsurancene.ws\/","name":"Reinsurance News","description":"Reinsurance news delivered to you daily by Reinsurance News","publisher":{"@id":"https:\/\/www.reinsurancene.ws\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.reinsurancene.ws\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.reinsurancene.ws\/#organization","name":"Reinsurance News","url":"https:\/\/www.reinsurancene.ws\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.reinsurancene.ws\/#\/schema\/logo\/image\/","url":"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2018\/08\/renews-logo.png","contentUrl":"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2018\/08\/renews-logo.png","width":1222,"height":178,"caption":"Reinsurance News"},"image":{"@id":"https:\/\/www.reinsurancene.ws\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/reinsurancenews\/","https:\/\/x.com\/newsreinsurance","https:\/\/www.linkedin.com\/company\/reinsurance-news\/"]},{"@type":"Person","@id":"https:\/\/www.reinsurancene.ws\/#\/schema\/person\/372f21450736a3b72cc540a6c82d6c1b","name":"Kassandra Jimenez-Sanchez","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.reinsurancene.ws\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0f8d66980f40ea6341690fb14d52a44c989991c4d3f1306ee78c98654445f468?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0f8d66980f40ea6341690fb14d52a44c989991c4d3f1306ee78c98654445f468?s=96&d=mm&r=g","caption":"Kassandra Jimenez-Sanchez"},"sameAs":["https:\/\/www.reinsurancene.ws\/about\/#team"],"url":"https:\/\/www.reinsurancene.ws\/author\/kassandra-jimenez-sanchez\/"}]}},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2025\/09\/Clarisse_Kopff_MunichRe.jpg","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p7AbfB-LIf","_links":{"self":[{"href":"https:\/\/www.reinsurancene.ws\/wp-json\/wp\/v2\/posts\/183411","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.reinsurancene.ws\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.reinsurancene.ws\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.reinsurancene.ws\/wp-json\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/www.reinsurancene.ws\/wp-json\/wp\/v2\/comments?post=183411"}],"version-history":[{"count":6,"href":"https:\/\/www.reinsurancene.ws\/wp-json\/wp\/v2\/posts\/183411\/revisions"}],"predecessor-version":[{"id":183584,"href":"https:\/\/www.reinsurancene.ws\/wp-json\/wp\/v2\/posts\/183411\/revisions\/183584"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.reinsurancene.ws\/wp-json\/wp\/v2\/media\/183413"}],"wp:attachment":[{"href":"https:\/\/www.reinsurancene.ws\/wp-json\/wp\/v2\/media?parent=183411"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.reinsurancene.ws\/wp-json\/wp\/v2\/categories?post=183411"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.reinsurancene.ws\/wp-json\/wp\/v2\/tags?post=183411"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}