{"id":187442,"date":"2025-11-14T06:00:13","date_gmt":"2025-11-14T06:00:13","guid":{"rendered":"https:\/\/www.reinsurancene.ws\/?p=187442"},"modified":"2025-11-13T16:49:24","modified_gmt":"2025-11-13T16:49:24","slug":"shoreone-expands-residential-homeowners-policy-with-flood-coverage-to-rhode-island","status":"publish","type":"post","link":"https:\/\/www.reinsurancene.ws\/shoreone-expands-residential-homeowners-policy-with-flood-coverage-to-rhode-island\/","title":{"rendered":"ShoreOne expands residential homeowners policy with flood coverage to Rhode Island"},"content":{"rendered":"<p>ShoreOne Insurance Managers, Inc., a provider of specialised insurance solutions for homeowners and agencies, has launched its residential homeowners policy in Rhode Island, now including comprehensive flood insurance coverage.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-122975\" src=\"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2023\/04\/ShoreOne-Insurance.jpg\" alt=\"\" width=\"360\" height=\"180\" srcset=\"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2023\/04\/ShoreOne-Insurance.jpg 1024w, https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2023\/04\/ShoreOne-Insurance-300x150.jpg 300w, https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2023\/04\/ShoreOne-Insurance-768x384.jpg 768w, https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2023\/04\/ShoreOne-Insurance-200x100.jpg 200w, https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2023\/04\/ShoreOne-Insurance-100x50.jpg 100w\" sizes=\"auto, (max-width: 360px) 100vw, 360px\" \/>The policy combines home and flood protection under a single plan, offering one deductible and a unified claims process.<\/p>\n<p>This product, already available in New Jersey, New York, South Carolina, and Massachusetts, aims to address a longstanding market gap where homeowners often require separate policies for property and flood insurance, which can lead to higher costs and limited coverage.<\/p>\n<p>Cameron Rhodes, President of ShoreOne, commented on the launch: \u201cAgents across the state have been eager for ShoreOne\u2019s arrival, and we\u2019re thrilled to finally deliver this all-in-one protection to their clients.\u201d<\/p>\n<p>ShoreOne recently appointed Frank Berry as Regional Director for Massachusetts and Rhode Island. Rhodes noted: \u201cFrank\u2019s deep industry expertise and proven success in building long-term agency partnerships make him a tremendous asset as we expand across New England.\u201d<\/p><div class=\"reins-in-every-article\" id=\"reins-1386203232\"><div id=\"reins-3608625753\" style=\"margin-bottom: 10px;\"><a data-no-instant=\"1\" href=\"https:\/\/www.artemis.bm\/dashboard\/cat-bond-ils-market-statistics\/\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"Artemis catastrophe bond market charts and visualisations\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2026\/02\/new-artemis-cat-bond-charts-dashboard-728x90-banner.jpg\" alt=\"Artemis catastrophe bond market charts and visualisations\"  srcset=\"https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2026\/02\/new-artemis-cat-bond-charts-dashboard-728x90-banner.jpg 1456w, https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2026\/02\/new-artemis-cat-bond-charts-dashboard-728x90-banner-300x37.jpg 300w, https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2026\/02\/new-artemis-cat-bond-charts-dashboard-728x90-banner-1024x127.jpg 1024w, https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2026\/02\/new-artemis-cat-bond-charts-dashboard-728x90-banner-768x95.jpg 768w, https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2026\/02\/new-artemis-cat-bond-charts-dashboard-728x90-banner-200x25.jpg 200w, https:\/\/www.reinsurancene.ws\/wp-content\/uploads\/2026\/02\/new-artemis-cat-bond-charts-dashboard-728x90-banner-100x12.jpg 100w\" sizes=\"(max-width: 1456px) 100vw, 1456px\" width=\"728\" height=\"90\"   \/><\/a><\/div><\/div>\n<p>Coastal Rhode Island residents face frequent hurricanes, tropical storms, and tidal flooding, factors that complicate property protection and development. ShoreOne\u2019s technology provides an integrated approach, delivering policies tailored to the unique risk profile of each home.<\/p>\n<p>Doug Mayhew, Managing Director of The Hilb Group in Rhode Island, said: \u201cThere\u2019s a significant coverage gap for coastal homeowners who often receive inadequate flood protection. \u201cWe\u2019re pleased to see ShoreOne expanding into Rhode Island, and as one of the region\u2019s leading coastal agencies, we fully support the continued growth of the private flood market.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"<p>ShoreOne Insurance Managers, Inc., a provider of specialised insurance solutions for homeowners and agencies, has launched its residential homeowners policy in Rhode Island, now including comprehensive flood insurance coverage. The policy combines home and flood protection under a single plan, offering one deductible and a unified claims process. This product, already available in New Jersey, [&hellip;]<\/p>\n","protected":false},"author":22,"featured_media":122975,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[121,1906,4280,3703],"class_list":["post-187442","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-flood","tag-homeowners","tag-risk-management","tag-shoreone"],"acf":[],"yoast_head":"<!-- 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