{"id":194252,"date":"2026-02-27T12:40:21","date_gmt":"2026-02-27T12:40:21","guid":{"rendered":"https:\/\/www.reinsurancene.ws\/?p=194252"},"modified":"2026-02-27T11:28:19","modified_gmt":"2026-02-27T11:28:19","slug":"exzeo-group-announces-flood-insurance-partnership-with-tokio-marine-highland","status":"publish","type":"post","link":"https:\/\/www.reinsurancene.ws\/exzeo-group-announces-flood-insurance-partnership-with-tokio-marine-highland\/","title":{"rendered":"Exzeo Group announces flood insurance partnership with Tokio Marine Highland"},"content":{"rendered":"

Exzeo Group, Inc., a technology-driven insurance distribution and services company, has announced a strategic partnership with Tokio Marine Highland, a wholly owned subsidiary of Tokio Marine Kiln, an international specialty insurer.<\/p>\n

\"\"Through this agreement, Exzeo will distribute TMH2O, Tokio Marine Highland\u2019s primary residential flood insurance product. The addition of TMH2O expands the Exzeo Platform\u2019s offerings to include homeowners, commercial residential, and flood insurance products across multiple states.<\/p>\n

The partnership broadens Exzeo\u2019s property insurance portfolio and supports its development as a multi-line technology-enabled platform serving agents and policyholders.<\/p>\n

The TMH2O programme is available in 42 states and provides coverage for single-family and multi-family homes, other residential structures, condominium units, and contents-only renters policies. Coverage options include building limits of up to $1 million and contents limits of up to $500,000.<\/p>\n

The programme also offers additional living expense limits of up to $50,000, deductible options ranging from $500 to $25,000, lender-compliant coverage, no waiting period before coverage takes effect, no coinsurance penalty, and replacement cost coverage for both building and contents.<\/p>

\"Artemis<\/a><\/div><\/div>\n

\u201cWe are excited to add a new partner and product to our platform,\u201d added Paresh Patel, Chief Executive Officer of Exzeo. \u201cBy combining their product with our advanced technology and underwriting capabilities, we are offering a solution to the flood market that automates underwriting with technology efficiency and provides long-term profitability.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"

Exzeo Group, Inc., a technology-driven insurance distribution and services company, has announced a strategic partnership with Tokio Marine Highland, a wholly owned subsidiary of Tokio Marine Kiln, an international specialty insurer. Through this agreement, Exzeo will distribute TMH2O, Tokio Marine Highland\u2019s primary residential flood insurance product. The addition of TMH2O expands the Exzeo Platform\u2019s offerings […]<\/p>\n","protected":false},"author":22,"featured_media":103974,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[121,2950,3103,301],"class_list":["post-194252","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-flood","tag-partnership","tag-tokio-marine-highland","tag-tokio-marine-kiln"],"acf":[],"yoast_head":"\nExzeo 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