{"id":195234,"date":"2026-03-12T14:00:13","date_gmt":"2026-03-12T14:00:13","guid":{"rendered":"https:\/\/www.reinsurancene.ws\/?p=195234"},"modified":"2026-03-12T11:55:29","modified_gmt":"2026-03-12T11:55:29","slug":"us-commercial-insurance-rate-growth-slows-in-q425-reports-wtw","status":"publish","type":"post","link":"https:\/\/www.reinsurancene.ws\/us-commercial-insurance-rate-growth-slows-in-q425-reports-wtw\/","title":{"rendered":"US commercial insurance rate growth slows in Q4’25, reports WTW"},"content":{"rendered":"

US commercial insurance premiums rose by 2.9% in the fourth quarter of 2025, continuing a steady slowdown from the 3.8% increases seen in the second and third quarters, according to global advisory and brokerage firm WTW\u2019s Commercial Lines Insurance Pricing Survey (CLIPS).<\/p>\n

\"\"Insurers reported an overall 2.9% increase in Q4 2025, down from 5.6% in Q4 2024. Price growth moderated across most commercial lines, with commercial property insurance seeing falls in premiums and general and products liability increases easing. Commercial multi-peril and business-owners policies recorded smaller rises than in the previous quarter.<\/p>\n

Excess and umbrella liability continued to experience the largest increases, though lower than the prior quarter, while commercial motor insurance maintained strong growth.<\/p>\n

Small and mid-market accounts saw more modest increases, and pricing for large accounts continued to rise at a slower pace. Several other lines also saw declines, reinforcing the broader trend of moderation in the market.<\/p>\n

\u201cCommercial insurance pricing continued to moderate in the fourth quarter, reflecting a more stable market,\u201d added Yi Jing, senior director, Insurance Consulting and Technology (ICT), WTW. \u201cWhile some lines continue to see increases, others are flattening or declining, highlighting a more measured approach across the market.\u201d<\/p>

\"Artemis<\/a><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"

US commercial insurance premiums rose by 2.9% in the fourth quarter of 2025, continuing a steady slowdown from the 3.8% increases seen in the second and third quarters, according to global advisory and brokerage firm WTW\u2019s Commercial Lines Insurance Pricing Survey (CLIPS). Insurers reported an overall 2.9% increase in Q4 2025, down from 5.6% in 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